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Homeowners Association* 

The Mesabi Pines Homeowners Association is a non-profit corporation created under the laws of Minnesota and has been established for the maintenance and administration of Mesabi Pines. Members of the Association are the owners of the individual lots and managed by By-Laws that govern the covenants and conditions of Mesabi Pines.

Land Description
There are 28 lots and 6 outlots (known as common elements) in Mesabi Pines. Each residential owner will be a member of the Association and has the right to vote.


The Association operates and maintains Mesabi Pines for the purpose of:

  • Administering covenants, restrictions and charges set forth in the By-Laws.
  • Maintaining, repairing and replacing those portions of Mesabi Pines it is responsible for.
  • Preserving the value, integrity and character of Mesabi Pines.


For the purpose of preserving the character, quality and appearance of the property, the Association will provide exterior maintenance on the buildings and lots, based on the following:

  • Provide for grass cutting, lawn care, shrub and tree maintenance, irrigation of the lawns.
  • Provide for snow removal of paved portion of the driveways, sidewalks on the lots, and any sidewalks in public right of way. Note: the streets are public and will be maintained by the City.
  • Maintain drainage areas, ponds and storm water lines not dedicated to the public.
  • Maintenance of irrigation equipment, roofs, gutters, exterior siding, garage and entry doors, doors and window frames, porches, patios, driveways and sidewalks.

Residential owners are responsible for maintenance of the individual unit including, but not limited to, foundation, walls, floors, ceiling, structural components, interior parts of the unit, mechanical, electrical, heating, air conditioning and plumbing systems.

The Association may undertake additional maintenance of the units upon approval of the majority votes of the Association.


The Association shall obtain and maintain:

  • Property insurance in broad form covering risks of physical loss of the units as
    identified in the insurance policy.
  • Public liability insurance for the common elements.
  • Fidelity bond or insurance for the people responsible for handling funds belonging
    to the Association.

The residential owners shall obtain personal insurance coverage for the interior of the unit, personal property and owner’s personal liability.


The Association will determine annually a budget for the administrator, operation and maintenance, insurance and other expenses for the year and charge each residential owner equally to cover the expenses. This will also include a reserve fund. In 2019, the monthly assessment is $100/monthly for a twin home and $50/month for a single family home.

*The above is only a part of the Covenants.

Please contact us for a full version of the Declaration of Covenants.